Privacy Policy

Effective: September 1, 2018

Introduction

At Endpoint, we value the opportunity of working with you and are committed to keeping your personal information private and secure. In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand that you may be concerned about what we will do with such information - particularly any personal or financial information. We agree that you have a right to know how we will utilize your personal information. We have adopted this Privacy Policy to govern the use and disclosure of your personal information.

What does this Privacy Policy cover?

This Privacy Policy governs our use of the information that you provide to us. It does not govern the manner in which we may use information we have obtained from any other source, such as information obtained from a public record or from another person or entity. Endpoint has also adopted broader guidelines that govern our use of personal information regardless of its source. Endpoint calls these guidelines its Fair Information Values.

What Types of Information does Endpoint collect?

In order to provide you an effortless closing experience, Endpoint may collect various types of information when you open an account as a customer, download our app or visit our website:

  • Information we receive from you or your authorized representative on applications, forms and in other communications to us, whether through our app, in writing, in person, by telephone or any other means;
  • Information about your transactions with us, our affiliated companies, or others;
  • Information we collect automatically through engaging with Endpoint or using its services, such as your IP address, cookie information etc.;
  • Information we receive from our website through the use of Cookies;
  • Statistical information we collect about our users collectively to learn how Endpoint can improve its services and appeal to as many users as possible;
  • Information we collect to enable the use of third-party services, which information may include personal information like your name, email address, physical address, date of birth, social security number, bank account and routing number; and,
  • Information we receive from a consumer reporting agency.

How does Endpoint Use this Information?

Endpoint collects your information for its own legitimate business purposes—not for the benefit of any nonaffiliated party. We will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the you expect from Endpoint; or (2) as the law allows. We work with third party partners and service providers to perform services on our behalf, and may share your Personal Information, with such partners and service providers to help us provide you our services.

Is this Information Confidentiality and Secure?

We currently maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your personal information. We will use our best efforts to keep your information private. We only provide your personal information to those who need to know that information to provide products or services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information will be handled responsibly and in accordance with this Privacy Policy and Endpoint's Fair Information Values. You need to prevent unauthorized access to your account and personal information by selecting and protecting your password appropriately and limiting access to your computer and browser by signing off after you have finished accessing your account.

What if I no longer use Endpoint?

Our Privacy Policy will continue to apply to you. We may store your information and use that information for internal purposes, such as quality control efforts, auditing or customer analysis.

What Information does Endpoint receive about me through visiting its website?

Endpoint Closing is sensitive to privacy issues on the Internet. You can visit Endpoint's website without telling us who you are or revealing personal information about yourself. Our Web servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. Endpoint uses this information to measure the use of our site and to develop ideas to improve the content of our site.

There are times where you will choose to share personal information with us, such as your email address. This Privacy Policy governs our use of this information.

What are Cookies and How does Endpoint use them?

Cookies are pieces of text that may be provided to your computer when you access a website. We use cookies to enable our servers to recognize your web browser and tell us how and when you visit our website and otherwise use our services through the internet. As mentioned above our cookies do not, by themselves, contain your personal information. We do, however, use cookies to identify that your web browser has accessed aspects of our services. We do not control when or how third parties place cookies on your computer and our website may contain links to other websites.

What are your Fair Information Values?

Fairness. We consider consumer expectations about their privacy in all we do. We only offer products and services that assure a favorable balance between consumer benefits and consumer privacy.

Public Record. We believe that an open public record creates significant value for society, enhances consumer choice and creates consumer opportunity. We actively support an open public record and emphasize its importance and contribution to our economy.

Use. We believe we should behave responsibly when we use information about a consumer in our business. We will obey the laws governing the collection, use and dissemination of data.

Accuracy. We will take reasonable steps to help assure the accuracy of the data we collect, use and disseminate. Where possible, we will take reasonable steps to correct inaccurate information. When, as with the public record, we cannot correct inaccurate information, we will take all reasonable steps to assist consumers in identifying the source of the erroneous data so that the consumer can secure the required corrections.

Education. We endeavor to educate the users of our products and services, our employees and others in our industry about the importance of consumer privacy. We will instruct our employees on our fair information values and on the responsible collection and use of data. We will encourage others in our industry to collect and use information in a responsible manner.

Security. We will maintain appropriate facilities and systems to protect against unauthorized access to and corruption of the data we maintain.

What if I have questions or concerns?

If you have any questions or concerns over our Privacy Policy or our use of your information, please send us a message at [email protected].